Are you applying for a loan online and comparing different service providers? There are many loan comparison services on the market and they will certainly raise various issues including reliability and accountability. Fair and transparent conduct for the benefit of the consumer is the basis of all our activities. In this article, we will outline the principles of fair loan comparisons that make Amelia Sedley a transparent and responsible actor.
Personalized offers will secure the best loan for you
When considering a loan, it is in no way worth looking at just starting prices or interest rate ranges. Lenders’ prices and loan terms differ from customer to customer. To be able to compare loans reliably, you need to apply for a personal loan offer based on your overall situation. The credit decision is always based on the customer’s repayment ability and we carry our cards as a responsible benchmarking service. Our loan comparison service evaluates whether an applicant meets the conditions set by the lender and, if not, does not forward the applications to our partners at all. Of course, in addition to this, lenders evaluate each application and the applicant themselves and decide whether they want to offer a loan to our client. Thus, if there is no repayment ability,
Loan interest rates and terms may change at a rapid rate, which makes comparability of the loans more difficult. We want to find you a loan through our service at truly the best possible terms. However, if for any reason you find a loan on the same terms at a more favorable rate with our partner somewhere else, we will refund you the price difference according to our Best Interest Guarantee.
Offers are presented in genuine order of preference
We also act impartially and in the interest of the consumer when submitting loan offers. Offers are presented in our service in a truthful, easy-to-understand format and above all in a comparable way, which makes it very easy for the consumer to choose the most suitable loan. The loan offers are shown in order of preference and we recommend the really cheapest loan. However, it is up to the customer to choose the loan offer that eventually ends up. Please note that you will not be bound by any of our services if you come to other ideas after receiving your loan offers.
The loan offers are detailed in our service
In the comparison, we show you interest, real annual interest, billing fees, and opening, processing, monthly and account management fees so you don’t have to guess. The current APR includes all the annual cost of the loan, making it a useful and reliable tool for comparing different loan offers. All loan costs and other important terms and conditions are clearly listed in our service, which makes comparing the loans much easier. So you don’t have to dig in with the details of the offers with the cats and dogs or read the small print with the magnifying glass.
Security and trusted partners make loan comparisons reliable
As a user of our service, you know which banks and financial institutions will be accessing your information. We only work with trusted partners who are openly posted on our site. So as a user of the service, you know who can access your application information. At our service, you can see from which lenders you have received a loan offer, who are still in the process of processing your application, and those partners who did not make a loan offer based on your application. This way you know that you have received all the loan offers, so you can make sure that the comparison is appropriate and find the really best credit.
We process your information properly and market it only with your consent
Do you have any questions about our service? Take a look at the answers to the most frequently asked questions!